Line of Credit
A line of credit embedded in your platform.
Businesses draw what they need, and every repayment frees up credit to draw again.
How it works
Line of credit
Draw what’s needed
Each draw gets its own fixed payment schedule, not one shared balance.
Pick a term
3, 6, 12, 18, or 24 months, chosen per draw.1
The line replenishes
Paying down a draw frees that credit back up.
Pay early, pay less
Remaining fees are waived on early payoff. No origination fees.
- 1Some payment terms are available only through embedded partnerships, not directly through Fundbox.com.
Embedded lending integration
EverCommerce
- Prequalified offers
- $374M
- Approval rate
- 70%
- Draw rate
- 85%+
“By partnering with Fundbox for a line of credit, we’re giving customers the power to say ‘yes’ to business growth, without waiting on payments or paperwork.”
Eric Remer, CEO, EverCommerceRead the story
Bring financing into the experience your customers already know.
Launch with Fundbox'%3e%3ccircle%20cx='464.5'%20cy='464.5'%20r='360.5'%20fill='%232F7BF5'%20fill-opacity='0.06'/%3e%3c/g%3e%3cdefs%3e%3cfilter%20id='filter0_f_0_94'%20x='0'%20y='0'%20width='929'%20height='929'%20filterUnits='userSpaceOnUse'%20color-interpolation-filters='sRGB'%3e%3cfeFlood%20flood-opacity='0'%20result='BackgroundImageFix'/%3e%3cfeBlend%20mode='normal'%20in='SourceGraphic'%20in2='BackgroundImageFix'%20result='shape'/%3e%3cfeGaussianBlur%20stdDeviation='52'%20result='effect1_foregroundBlur_0_94'/%3e%3c/filter%3e%3c/defs%3e%3c/svg%3e)
Frequently Asked Questions
Have questions about terms, compliance, or developer infrastructure integrations? We are here to support.
How does a Fundbox Line of Credit work?
Customers are approved for a set credit limit. Each time they draw, they select a draw amount from within their available credit. Each draw is treated as an independent loan, which is different than a business credit card, where all draws are added to a single outstanding balance. As customers make payments against their draws, the payments replenish the available credit, up to the maximum of their credit limit.
What are the available repayment terms?
Customers select a desired repayment term for each draw. Typical terms are 12, 24, or 52 weeks. This allows the customer to choose different repayment terms for different draws based on their cash flow needs.
What type of integration options does Fundbox offer?
Fundbox offers flexible integration options from quick setups to fully embedded solutions using APIs, SDKs, and other developer-friendly tools.